Credit Analyst - Loan Portfolio Management

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
1-2 years
Delhi NCR
BFSI (Credit & Risk)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be responsible for managing and analyzing a portfolio of loans, identifying risks, and ensuring timely repayments.

What you will do: Monitor loan performance, analyze financial data, and prepare reports to assess the health of our loan portfolio.

Key responsibility:

  • Monitor the performance of a portfolio of loans.
  • Analyze financial data to identify potential risks.
  • Prepare reports and make recommendations to management.
  • Work with borrowers to resolve payment issues.
  • Maintain accurate records and ensure compliance with regulations.
  • Collaborate with other team members to improve loan portfolio management processes.

Required Qualification and Skills:

  • Bachelor's degree in finance, accounting, or a related field.
  • Experience in loan portfolio management.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficiency in Microsoft Office Suite.
  • Knowledge of banking regulations.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development.
  • Positive and supportive work environment.
  • Health insurance, Paid Time Off, and other benefits.

A Day in the Life: A typical day involves reviewing loan performance data, identifying potential risks, working with borrowers, and preparing reports for management. You’ll work to optimize our loan portfolio’s health and minimize losses.

Skills

Loan Portfolio ManagementCredit AnalysisRisk ManagementFinancial AnalysisCommunication Skills

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