Senior Credit Analyst

We are seeking a Senior Credit Analyst to join our team in Tamil Nadu. The ideal candidate will have a strong background in credit analysis and underwriting, with a focus on conducting annual reviews and analyzing financial statements. This role is critical in assessing the creditworthiness of potential clients and ensuring that our lending practices align with our risk management policies.

Key Responsibilities:

• Conduct thorough credit analysis and underwriting for new and existing clients.
• Perform annual reviews of client financials to assess ongoing credit risk.
• Analyze financial statements and ratios to evaluate the financial health of clients.
• Develop risk ratings based on comprehensive financial projections and historical performance.
• Collaborate with cross-functional teams to ensure alignment on credit policies and risk management strategies.
• Prepare detailed reports and presentations for management on credit assessments and recommendations.

Required Skills:

• Strong expertise in credit analysis and underwriting processes.
• Proficiency in financial statement analysis and ratio analysis.
• Experience in conducting risk assessments and developing financial projections.
• Excellent analytical and problem-solving skills.
• Strong communication skills, both written and verbal, to present findings effectively.
• Ability to work independently and manage multiple projects simultaneously.

If you are a detail-oriented professional with a passion for financial analysis and risk management, we encourage you to apply for this exciting opportunity.