Backend Payments Engineer

About Us
Founded in 2015, MishiPay (https://mishipay.com/) brings the best of the online checkout experience to physical stores. We do this with our Scan, Pay and Go technology. Using our native apps on Android or iOS, or our web app available on the users browser, customers scan the products they wish to buy in store using their own phone, pay instantly and can then simply exit the store with their items. As the leading Scan and Go provider, we work with some of the worlds largest retailers including MUJI, Virgin Megastore, Flying Tiger Copenhagen, Paradies Lagardre, Dubai Duty Free, Grandiose Supermarket. Whats more, we are backed by fantastic investors including American Express, Nauta Capital and United Ventures.
MishiPay is growing at a very fast pace with our users increasing by over 600% year-on-year. The work is challenging and requires you to be on top of your game but if the adventure and journey excites you then this is the place for you. We want to make sure that in exchange for this commitment from our team, we offer them the best package possible in terms of options, salary and bonus linked to the success of the business. Youll also quickly see the impact of your work in the real world as MishiPay is live in 14 countries across the globe.
About The Role
We are looking for a Backend Payments Engineer, who will be responsible for designing, developing, and optimizing MishiPays payment processing systems. You will work closely with our product, engineering, and payments teams to ensure seamless, secure, and scalable transaction handling. This role is critical in enhancing our checkout-free payment solutions across multiple geographies
Key responsibilities
Design, develop, and maintain robust and scalable backend payment solutions.
Integrate with payment gateways, processors, and banking APIs to enable smooth transactions.
Ensure compliance with industry standards, including PCI-DSS and other regulatory requirements.
Optimize transaction speed, security, and reliability to enhance the customer experience.
Implement fraud detection and risk mitigation strategies in payment processing.
Collaborate with cross-functional teams to enhance payment flows and resolve issues.
Monitor and troubleshoot payment-related issues in production environments.
Stay updated with the latest trends in fintech and digital payments to drive innovation.
Requirements
Experience: 4+ years in backend engineering with a focus on payments or fintech.
Technical Skills: Proficiency in Python, Node.js , along with experience in microservices architecture.
Payments Expertise: Strong knowledge of payment gateways (Stripe, Adyen, PayPal, etc.), transaction flows, and banking APIs.
Security & Compliance: Understanding of PCI-DSS, PSD2, and other financial security standards.
Databases: Experience with SQL and NoSQL databases.
Cloud & DevOps: Familiarity with AWS, GCP, or Azure, along with containerization tools like Docker and Kubernetes.
Problem-Solving: Ability to troubleshoot and resolve complex payment-related issues.
Nice-to-Have
Experience in the retail or e-commerce payments space.
Knowledge of blockchain-based payment solutions.
Exposure to AI-driven fraud detection models.
If you are passionate about fintech, payments, and backend development, wed love to hear from you! Apply now and be a part of MishiPays mission to redefine retail transactions.
Why MishiPay
Youll work with an inspirational multi-cultural team, based in our central London HQ, the US, Dubai and Bangalore, who are redefining the retail industry globally. We offer a tight-knit, collaborative and exciting work environment, coupled with the opportunity to see the apps we develop live in action within some of the worlds largest retailers, impacting the lives of millions of shoppers.
And you will also get-
Stock options
Competitive salaries
Monthly and Yearly Bonuses
Learning and Development Monthly Allowance
A chance to be recognized in one of our two quarterly award schemes (and win various prizes)
Unlimited Paid leave