Credit Risk Specialist – Corporate Lending

What role you will play in team:You'll be a critical member of our credit risk team, specializing in the evaluation of large corporate loan applications.

What you will do: You'll lead the credit analysis process, meticulously reviewing financial statements and industry trends to make informed credit decisions.

Key responsibility:

• Lead the credit analysis process for large corporate loan applications.
• Develop and maintain credit risk models and scoring systems tailored to corporate lending.
• Assess the creditworthiness of corporate borrowers considering financial health, industry outlook, and market conditions.
• Prepare detailed credit risk assessments and recommendations for senior management.
• Work closely with relationship managers to understand client needs and provide tailored credit solutions.
• Monitor the performance of corporate loan portfolios and identify any emerging risks.
• Stay current on industry best practices and regulatory changes impacting corporate lending.

Required Qualification and Skills:

• Master's degree in Finance, Economics, or a related field.
• 5+ years of proven experience in credit risk management within a corporate banking environment.
• Strong understanding of financial statement analysis, industry trends, and credit risk modeling.
• Exceptional analytical skills and attention to detail.
• Excellent communication and presentation skills to effectively communicate with various stakeholders.
• Proven ability to work independently and as part of a team.

Benefits Included:

• Competitive salary and comprehensive benefits package.
• Opportunities for professional growth and development.
• Mentorship program and collaboration with senior credit professionals.
• Work-life balance and flexible working arrangements.
• Professional development opportunities and training programs.

A Day in the Life:A typical day would involve analyzing financial reports, conducting industry research, and collaborating with relationship managers to support credit decision-making.