Credit Risk Specialist – Retail Lending

What role you will play in team: You'll be responsible for assessing and managing the credit risk associated with retail lending products.

What you will do: Analyze credit applications, develop credit scoring models, and monitor the performance of the retail lending portfolio.

Key responsibility:

• Analyze retail loan applications to assess creditworthiness.
• Develop and maintain credit scoring models for retail lending products.
• Monitor the performance of the retail lending portfolio and identify areas of concern.
• Collaborate with other departments to ensure effective credit risk management.
• Prepare reports and presentations on retail lending credit risk.
• Stay current on best practices and regulatory changes in retail lending.

Required Qualification and Skills:

• Bachelor's degree in Finance, Economics, or a related field.
• 2-4 years of experience in retail lending credit risk management.
• Strong analytical skills and proficiency in data analysis.
• Excellent communication and presentation skills.
• Understanding of regulatory requirements related to retail lending.

Benefits Included:

• Competitive salary and benefits package.
• Global career opportunities.
• Collaborative and supportive work environment.
• Professional development and training programs.

A Day in the Life: A day might involve reviewing loan applications, analyzing credit data, developing scoring models, and working with other teams to manage risk.