Credit Risk Analyst

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
1-2 years
Gurugram
BFSI (Credit & Risk)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be responsible for analyzing financial statements, industry trends, and macroeconomic factors to assess the creditworthiness of various entities.

What you will do: Your main tasks involve performing independent credit analysis, preparing rating reports, and participating in discussions with clients.

Key responsibility:

  • Conduct independent credit analysis and prepare rating reports for a variety of issuers.
  • Analyze financial statements and other relevant information.
  • Assess macroeconomic conditions and industry trends to provide thorough credit risk assessments.
  • Understand and apply rating methodologies and credit rating criteria.
  • Communicate effectively with clients and colleagues.
  • Maintain a high level of accuracy and attention to detail.

Required Qualification and Skills:

  • Master's degree in Finance, Economics, or a related field.
  • Strong analytical and quantitative skills.
  • Experience with financial modeling and data analysis.
  • Understanding of credit risk assessment methodologies.
  • Excellent communication and presentation skills.
  • Familiarity with credit rating agencies and rating methodologies.

Benefits Included:

  • Competitive salary and benefits.
  • Opportunities for professional growth and development.
  • Exposure to a wide range of industries and financial products.
  • Collaborative and supportive work environment.
  • Excellent career advancement prospects.

A Day in the Life: A typical day involves reviewing financial statements, conducting in-depth research, writing reports, and collaborating with team members to assess credit risk.

Skills

Credit Risk AnalysisFinancial Statement AnalysisRating MethodologiesFinancial ModelingData AnalysisReporting

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About Company

Morningstar provides independent investment research, including data, investment management solutions, and portfolio construction, to individual and institutional investors globally.

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