Posted: 1 month ago
8-15 years
MAHARASHTRA, NA, S0522, WEST ZONAL OFFICE - SULB, MUMBAI, WEST, TERRITORY - BPF, India
BFSI (Credit & Risk)
work from office
Full Time
Closes 27 Nov 2026
Posted: 1 month ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.
Job Description
- Reviewing of anchor companies / anchor programs (vendor /dealer finance anchor programs) for deep tier Supply Chain Finance vertical
- Responsible for analysing the Anchor Company / Fintech partners with the required due diligence and to ensure that all information required to take a credit decision is captured. This would involve understanding the anchor's business model, financial analysis, management and industry analysis.
- Discuss with anchors for better understanding of their business credentials, ensuring timely movement of cases
- Underwriting / devising risk framework of Supply Chain Finance Anchor programs.
- Recommend quality anchor programs thereby ensuring good quality portfolio and minimal level of NPAs
- Monitoring of various anchor program review triggers for existing anchor program and ensure compliance with the set parameters. Highlighting those case where the trigger is breached to the senior management
- Portfolio monitoring of Anchor programs to identify Early Warning Signals.
- Conduct detailed analysis of delinquencies and recommend changes in Anchor program
- Ensure that the anchor renewal proposal is compliant with the stipulated conditions at the time of previous sanction
- Building an Underwriting model for NTC population for a banking partner based on transaction data
- Responsible for ensuring sound understanding of credit policy across all relevant levels.
- Keeping updated on the various changes in economic scenario / sectoral changes, negative news /updates on anchor Company financial performance / changes in external rating etc.
- Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment & mitigation thereof.
- Highly Specialized role – By nature of Interactions with Key Stakeholders by striking a balance between Quality & Growth of the Portfolio.
- To be Technologically savvy to employ tools such as Automation & Digitization to increase process efficiency
- Product knowledge at market level and market segmentation is necessary.
- At least 5 years of experience in business banking with prior experience in supply chain finance
Skills
CreditFinancial AnalysisComplianceDue DiligenceSupply ChainIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Mahindra Rural Housing Finance Limited is a subsidiary of Mahindra & Mahindra Financial Services Limited (Mahindra Finance), providing housing finance solutions primarily in rural and semi-urban areas of India.
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