State Business Manager - Home Loans

mpg
Department Icon BFSI (Operations & Lending)
Posted: 2 weeks ago
8-15 years
KARNATAKA, NA, S0007, BANGALORE-JAYANAGAR, BANGALORE, SOUTH, TERRITORY - BPF, India
BFSI (Operations & Lending)
work from office
Full Time
Closes 23 Dec 2026
Posted: 2 weeks ago
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Job Description

Role Profile

State Business Manager-Home Loan

Role Profile

Role Title: State Business Manager-Home Loan

Designation: AVP

Function: Sales-Home Loan

Administrative Reporting: Zonal Business Manager-Home Loan

Functional Reporting: Zonal Business Manager-Home Loan

 

ROLE SPECIFICATION                                                                                                                                                                             

Role Title

State Business Manager-Home Loan

Employee Interviewed

Reports To

Zonal Business Manager - Home Loan/ Business Head - Home Loan

Company

Muthoot FinCorp Limited

Function/Department

Home Loan-BPFD

Written By

Approved By (Jobholder)

Approved By (Immediate Superior)

Date (Written On)

15 Jan’25

  • ROLE SUMMARY
  • This role is responsible for driving business growth, managing sales teams, and ensuring timely collections in their assigned region
  • KEY RESPONSIBILITIES

Business growth and development

Generate high-quality business, analyze market dynamics, and identify opportunities for growth 

Team Management

Lead, motivate, and manage a team of Cluster Heads ,BBM & FOS to ensure they meet their targets

Branch Administration 

Oversee branch administration and infrastructure.

Sales development

Develop and execute sales strategies, build relationships with builders, developers, and local authorities, and facilitate smooth sales closure 

Compliance

Ensure compliance with regulatory requirements and implement effective risk management strategies.

Stakeholder Engagement

Collaborate with Technical, Legal, Audit, Finance, IT     and Operations.

 

 

KEY CHALLENGES

  • Technology
  • KEY DECISIONS TAKEN 
  • With respect to ROI, CBM can approve 0.5% deviation
  • KEY INTERACTIONS

Internal Stakeholders

External Stakeholders

  • Credit
  • Legal
  • Technical
  • Audit
  • Operations
  • Customers
  • DSA
  • External Legal team
  • TEAL
  • MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

  • Geographical Coverage-
  • No of Direct Reportees-
  • Total Team Size - 
  • Portfolio - 
  • Cluster (entire UP & North)
  • 27-30
  • 200 -250
  • 350-400 Cr

KEY SKILLS & BEHAVIOURAL ATTRIBUTES 

  • Strong understanding of the Branch business, & local Geographical Market.
  • Market principles, practices and current business trends.
  • Knowledge of business mortgage loans, products, processes, and regulations
  • Ability to manage multiple priorities and be able to handle deadlines.
  • Knowledge upgrading on latest regulatory norms.
  • Knowledge in financial analysis & knowledge in data analysis.
  • Good communication and interpersonal skills.
  • Good in collaboration with internal & external partners.
  • Leadership Skills.
  • Attract and retain good talent for key roles through training & mentoring.
  • EDUCATION / EXPERIENCE
  • Minimum Qualification: Any Graduate / postgraduate
  • Nature of Experience: 10+ Years Experience in similar industry.




Skills

Home LoanBusiness AcquisitionTeam ManagementData AnalysisFinancial AnalysisRisk ManagementComplianceCommunicationLeadershipTeams

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About Company

Mahindra Rural Housing Finance Limited is a subsidiary of Mahindra & Mahindra Financial Services Limited (Mahindra Finance), providing housing finance solutions primarily in rural and semi-urban areas of India.

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