Job Description
Role Overview
We are looking for candidate who is Mortgage & Equipment Finance SME with expertise in Commercial lending Space.
Guide Loan Origination (GLO), commerciallending, creditanalysis, and loan servicing. The role involves supporting end-to-end mortgage & Equipment Finance lifecycle processes, driving business requirements, and partnering with technology and business stakeholders on lending transformation initiatives.
Key Skills
Banking Domain Expertise – Commercial Lending, Equipment finance and Commercial Banking Products/services
Analyst skill sets (Analysis , Documentation, stakeholder mgmt. etc.)
Tools expertise – Jira. Confluence, Visio (other BPMN tools)
Geo exposure – USA, Europe
Role & Responsibilities:
· Drive requirements gathering and solution design for commercial mortgage and lending platforms.
· Analyze loan origination workflows including application intake, KYC/AML, documentation, collateral evaluation, and underwriting.
· Perform commercial credit analysis using financial statements, cash flow analysis, DSCR, LTV, and risk rating methodologies.
· Support credit approval processes, credit memo preparation, and loan committee reviews.
· Manage loan servicing functions including payment processing, covenant monitoring, annual reviews, modifications, renewals, and exception handling.
· Collaborate with business, operations, risk, compliance, and technology teams to improve lending processes.
· Support regulatory and compliance requirements related to commercial lending and mortgage servicing.
Looking to get Placed? Try our Placement Guarantee Plan
· Participate in UAT, business validation, process documentation, and production support activities.
· Provide domain guidance for loan origination systems, servicing platforms, workflow automation, and digital transformation initiatives.
Also to contribute towards
Domain Office –
- Domain led proactive proposal
- Support Delivery with domain
- Bring insight of Industry trends and thought leadership
- RFP support
- Prepare and Conduct domain training
- Mentoring members
Skills
Banking ProductsCommercial BankingFinancial StatementsLendingMortgageMortgage ServicingProcess DocumentationPayment ProcessingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
About Company
Mphasis stands at the forefront of the IT services industry, offering innovative and customer-centric technology solutions across various sectors. With a deep commitment to excellence and digital transformation, Mphasis harnesses the power of cognitive technologies and analytics to empower businesses worldwide. Mphasis Careers provide a gateway for professionals to delve into a world of groundbreaking projects, fostering an environment of learning, innovation, and growth. By joining Mphasis Careers, individuals become part of a vibrant community that values diversity, creativity, and collaboration. It's an opportunity to work alongside industry experts, contribute to meaningful initiatives, and carve a successful path in the ever-evolving tech landscape.
Important dates & deadlines?
Application Deadline
05 Dec 26, 12:51 PM IST
Similar Jobs
View AllDon't Miss out any Updates
Subscribe now for the latest job alerts
and never miss an update

