Loan Underwriter

What role you will play in team: You'll be a key member of our underwriting team, evaluating loan applications and ensuring they meet our risk criteria. Your decisions directly impact our portfolio's health.

What you will do: You'll analyze financial data, assess risk, and make informed decisions on loan approvals or denials, adhering to regulatory guidelines.

Key responsibility:

• Thoroughly review loan applications, including financial statements and supporting documentation.
• Assess credit risk and determine loan eligibility based on established criteria.
• Make informed decisions on loan approvals or denials, providing rationale for each decision.
• Maintain accurate records of underwriting activities and decisions.
• Adhere to all relevant regulatory guidelines and compliance requirements.
• Collaborate with other team members to ensure consistent application of underwriting policies.
• Identify and mitigate potential risks associated with loan applications.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in loan underwriting or a similar role.
• Strong analytical and problem-solving skills.
• In-depth understanding of credit risk assessment principles.
• Proficiency in financial statement analysis.
• Excellent communication and interpersonal skills.
• Strong attention to detail and accuracy.

Benefits Included:

• Competitive salary and comprehensive benefits package.
• Professional development opportunities and training.
• Collaborative and supportive work environment.
• Opportunities for career advancement.
• Health insurance.
• Paid time off.

A Day in the Life: You'll analyze loan applications, assess risk factors, communicate with applicants or brokers, document decisions, and stay informed on industry changes.