Senior Underwriter, Correspondent Lending - APAC
BFSI (Operations & Lending)
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Job Description
- As a Loan Underwriter, your role involves working on loan underwriting and completing daily targets or assignments. Your responsibilities will include:
- Having experience in US Mortgage Underwriting
- Working on the 4 Cs: Credit, Capacity, Capital, and Collateral
- Applying knowledge of Income Calculations, including Wage, Self Employed, and other incomes
- Conducting Credit reviews, including liability reconciliations and guideline requirements
- Reviewing Assets/Capital with guideline requirements
- Calculating LTV, CLTV, PITI, and DTI
- Understanding Fannie Mae and Freddie Mac guideline requirements
- Familiarity with Govt. loans such as FHA, VA, and USDA
- Understanding FHA/VA/USDA guideline requirements
- Demonstrating good communication skills
Qualifications required for this role include:
- Any degree with experience in US Mortgage Underwriting
The company offers a work schedule involving night shifts and a Hybrid Work model. You should be available for Work from Office based on the business requirements.,
Skills
Credit ReviewFreddie MacCLTV CalculationsFHAPITIGood Communication SkillAssetsCapital ReviewLTVVADTI CalculationsFannie MaeUSDAIncome CalculationsUS Mortgage UnderwritingIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
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