Optimum Solutions - Business Analyst - Banking & Payments

Department Icon Data Science Analytics & Machine Learning
Posted: 1 month ago
8-13 years
Pune,Chennai
Data Science Analytics & Machine Learning
work from office
Full Time
Closes 24 Nov 2026

Posted: 1 month ago
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Job Description

:

We are looking for a Business Analyst with strong experience in Banking, Payments and API-based integrations. The role will work closely with Business, Technology, Architecture, Vendors and external partners to deliver banking integration solutions.

Key Responsibilities:

  • Gather, analyze and document business, functional and technical requirements.
  • Prepare BRD, FRD/FSD, user stories, process flows, data mappings and API specifications.
  • Analyze REST/SOAP APIs, payloads, validations, error handling and integration workflows.
  • Support integrations involving payments, escrow, transaction/balance inquiries, inflow services and payment notifications.
  • Work with architects and development teams on interface design and API contracts.
  • Define and review SIT/UAT scenarios, test cases and traceability matrices.
  • Support defect triage, UAT sign-off, deployment and hypercare.
  • Coordinate with Business, Digital Banking, Architecture, Security, Operations, Vendors and external partners.
  • Support security requirements including API security, SSL/certificates and secure connectivity.
  • Track project dependencies, risks, issues and delivery milestones.

Required Skills:

Functional:

  • Banking & Payments
  • Payment lifecycle and transaction processing
  • Reconciliation
  • Digital Banking / Core Banking integrations
  • Strong stakeholder and vendor management

Technical:

  • REST/SOAP APIs
  • JSON/XML, XSD/WSDL
  • Swagger/OpenAPI
  • Postman/SoapUI
  • SQL and data validation
  • Data mapping and integration concepts
  • Event-driven/callback integrations
  • Tools: Jira, Confluence, Azure DevOps, Visio, Postman, Excel, SQL Developer

Qualifications:

  • Bachelor's degree in Computer Science, Engineering, IT or related field.
  • 5+ years of Business Analysis experience, including 5+ years in Banking/Payments/Financial Services integrations.
  • Strong experience with API-based integration projects and third-party vendors.

Preferred:

  • UAE Banking experience.
  • Digital Payments / Escrow solutions.
  • Government, Land Department, Property or Real Estate integrations.
  • Large-scale banking transformation programs.

Skills

IT Business AnalystIT Jobs In BFSIData ValidationBusiness AnalysisBusiness AnalystAnalystSql

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About Company

Founded in 1997, Optimum is a full-spectrum IT services and solutions company whose mission is to “Empower Business with Technology.”

Headquartered in Singapore, Optimum operates from offices in 7 countries with more than 3,300 employees across the globe and helps business harness technology to deliver innovative solutions.

We provide cutting-edge software solutions & services on a variety of technology platforms to clients ranging from Fortune 500 companies and to vibrant start-ups.

We offer a comprehensive array of Application Services, Infrastructure Management Services, Cloud and Mobility Solutions, Analytics and Insights and Shared Services.

Our impressive track record spans two decades of helping businesses drive innovation, deliver disruptive customer experiences and implement transformational IT projects. To date, we have delivered more than 500 projects that have generated millions of dollars in revenue for our clients.

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