Regional Credit Manager - Commercial Vehicle & Construction Equipment Loan - Bank
BFSI (Operations & Lending)
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Job Description
:
Hiring for "Regional Credit Manager Commercial Vehicle (CV & CE)" in a Bank.
Location - Hyderabad.
Lead the credit underwriting function for the Commercial Vehicle (CV & CE) loan portfolio, ensuring sound credit decisions, portfolio quality, and compliance with credit policies.
Key Responsibilities:
- Manage end-to-end credit appraisal and underwriting for CV & CE loans.
- Evaluate customer profiles using financials, CIBIL, FI reports, tele-verification, and field visits.
- Approve, modify, or decline loan proposals as per credit policy.
- Monitor portfolio quality, NPAs, early delinquencies, and credit risk.
- Coordinate with Sales, Collections, RCU, dealers, and manufacturers to maintain a healthy portfolio.
- Review credit policies, analyze market trends, and drive process improvements.
- Lead and mentor the regional credit team, ensuring timely and effective credit decisions.
Requirements:
- CA / MBA / PGDM (Finance).
- 15+ years of experience in Commercial Vehicle/Construction Equipment loan credit.
- Strong expertise in credit underwriting, financial analysis, risk management, portfolio monitoring, and team leadership.
Skills
Credit PolicyCredit RiskCredit AppraisalCredit AnalysisCredit OperationsBankingUnderwritingFinancial AnalysisRisk ManagementCASalesCollectionsCredit PolicyCredit UnderwritingProposalsCaIf a job posting appears fraudulent, asks for payment, contains misleading information, or violates our guidelines, please report it immediately. Our team will review it promptly, Jobaaj does not charge any fee from the applicants.
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