Piramal - Assistant Vice President - Risk Modeling - Risk Analytics

AVP- Risk Modeling (Risk Analytics) (6-11 yrs)

Role & responsibilities:

• Define & enforce modelling standards, pipelines & guardrails across all credit risk models
• Ensure consistency & comparability of models across products, vintages & segments
• Design & optimize model refresh & execution workflows to improve throughput
• Govern auto ML usage, including constraints, validation logic & stability checks
• Identify & resolve cross-model inconsistencies & hidden risk build-up
• Ensure models meet validation, audit & regulatory expectations
• Partner with senior DS, DS & junior DS to improve module reuse & execution efficiency
• Mentor teams on best practices, validation expectations, & robust modelling approaches
• Act as a technical bridge between modelling teams, validation & stakeholders

Desired Candidate Profile:

• Education: Bachelors/Masters degree in a quantitative or technical discipline(Economics, Statistics, Data Science, Computer Science, Finance, Engineering)
• Experience: 6-11 years of experience in credit risk modelling or regulated analyticsenvironments, and exposure to AI-driven decision systems. Experience across end-to-end model lifecycle (build -> validate -> deploy -> monitor -> refresh)

Expertise:

• Strong hands-on experience with bureau, behavior and/or cash-flow models
• Deep understanding of model stability, population drift & lifecycle management,validation metrics & regulatory expectations
• Proficient in Python, SQL & hands-on experience with data processingframeworks & ML libraries
• Proven ability to design scalable modelling systems, pipelines, & reusable components
• Demonstrated ability to translate AI models into scalable business impact not justanalytics for insight, but AI for decisioning.
• Strong communication skills with ability to simplify complex modelling concepts
• Passion for building AI-first teams and ecosystems that challenge traditional creditthinking

Why this role matters:

• This is a rare opportunity to sit at the intersection of credit, AI, and business strategy.
• You will not only manage risk - you will redefine how risk is managed using data, algorithms, and human judgment.

Your work will directly influence how we:

• Use AI to enhance credit intelligence and underwriting precision
• Automate risk operations and reduce turnaround time
• Build trustworthy and transparent AI systems that regulators and customers can rely on
• Create a scalable, intelligent risk engine for the next decade of secured lending

• Join us if you want to lead Indias next wave of AI-powered risk innovation.
• Industry Type: NBFC
• Department: Data Science & Analytics
• Employment Type: Full Time, Permanent