Policy Manager- Micro Finance

Your duties will also include reviewing portfolio performance and analyzing its impact on business profitability. It will be essential to highlight any variances to the stakeholders and make informed decisions based on accurate evaluation of portfolio performance, market developments, and product management imperatives.

Key deliverables for this role will involve launching new products/programs in alignment with the organization's risk appetite and profitability benchmarks. You will be tasked with identifying opportunities, testing them, and converting them into regular programs based on performance.

Additionally, you will need to drive process excellence to reduce time and costs, leading to improved efficiency. Sharing best practices across all domains with a specific focus on risk management will be a critical part of your responsibilities.

Your role will also entail creating programs and converting them into Business Requirement Documents (BRE) for easier credit execution and reduced Turnaround Time (TAT). You will be responsible for maintaining master data, testing new builds, monitoring deviations, and ensuring effective monitoring and control.

Collaboration with the analytics team to prepare various management dashboards, analyses, and scorecards, as well as ensuring regulatory compliance, will be part of your regular tasks. You will need to interact with various teams to align with requirements and institutionalize training programs for the team on new products/programs being launched.

Regular portfolio reviews, action item coordination, and execution will be imperative, along with optimizing efficiency and per-unit processing costs. Developing customer-centric initiatives through policy process re-engineering, optimizing and consolidating resources and infrastructure, and building a scalable platform to support future growth will be key focus areas in this role.,