Ratings- Analyst/Sr. Analyst/Manager/Sr. Manager-

About the company

INFOMERICS Valuation and Rating Private Limited is a SEBI registered and RBI accredited Credit Rating Agency. Infomerics employs credit rating models which have been developed in-house with the aid of inter-alia, ML based frameworks to estimate probability of default. Infomerics has its Registered Office and Head Office at New Delhi, Corporate office in Mumbai and Branches pan India. Infomerics has a JV for credit Rating at Nepal and has ambitious plan to expand overseas.

for Rating Analyst / Senior Rating Analyst

Position Rating Analyst / Senior Rating Analyst

Department Rating Department

Location Bangalore, Chennai, Hyderabad, Pune, Mumbai, Delhi

Experience Required 2-5 years of experience in credit rating/analysis/research with a

focus on Large Corporates (preferably from Banks).

Qualification - MBA/PGDM in Finance, CA in CA

Joining Timeline Immediate Joiner preferable

Roles and Responsibilities

? Conduct detailed credit risk analysis through evaluation of historical and projected

• financial statements, cash flow analysis, and industry research.
• ? Undertake industry studies, peer benchmarking, and company analysis to assess
• creditworthiness.
• ? Interact with company management, auditors, bankers, and other stakeholders,
• including undertaking field and factory visits, where required.
• ? Prepare comprehensive analytical reports, rating rationales / credit appraisal notes,
• and present recommendations to internal committees.
• ? Support rating / grading decisions or lending assessments, including monitoring rating
• migration and market trends.
• ? Maintain MIS and stay updated on regulatory and industry developments relevant to
• the area of work.

Desired Candidate Profile

• ? 2-5 years of experience in credit rating/analysis/research with a focus on Large
• Corporates (preferably from Banks).
• ? Strong understanding of Indian economy, industries, and companies; knowledge of
• global markets an added advantage.

for Manager Rating / Senior Manager Rating

Position Manager Rating / Senior Manager Rating

Department Rating Department

Location Bangalore, Chennai, Hyderabad, Pune, Mumbai, Delhi

Experience Required 8 13 years of experience in credit rating/analysis/research with a focus on

Large Corporates (preferably from Banks).

Qualification - MBA/PGDM in Finance, CA

Joining Timeline Immediate Joiner preferable

Roles and Responsibilities

• ? Conduct comprehensive credit analysis and appraisal of large corporate entities, including
• detailed financial statement analysis, cash flow modeling, and credit risk assessment.
• ? Analyze counterparty credit risk by evaluating historical and projected financial performance.
• ? Perform in-depth reviews of company profiles, management quality, governance practices,
• and key financial metrics to assess overall creditworthiness.
• ? Carry out industry studies and prepare detailed industry research reports, including sector
• trends, risks, and outlook.
• ? Undertake peer benchmarking analysis to compare financial and operational performance
• across comparable entities.
• ? Engage in meetings with company management, auditors, bankers, and other lenders to gather
• qualitative insights and validate financial information.
• ? Conduct field visits and factory/site inspections to assess operational capabilities and risk
• factors.
• ? Develop and recommend credit ratings and/or grading, supported by well-documented
• analysis.
• ? Prepare detailed rating rationales and present rating/grading proposals to the Rating
• Committee.
• ? Undertake rating migration and portfolio studies relevant to assigned sectors or accounts.
• ? Collaborate closely with internal stakeholders to ensure alignment on ratings decisions and
• provide timely updates on market and regulatory developments.
• ? Stay abreast of regulatory changes impacting lending, credit assessment, and rating
• methodologies.
• ? Maintain and update MIS and analytical databases for assigned areas of responsibility.
• ? Mentor and guide team members, ensuring quality, consistency, and adherence to analytical
• standards.

Desired Candidate Profile

• ? 10-13 years of experience in credit rating/analysis/research with a focus on Large Corporates
• (preferably from Banks).
• ? Strong understanding of Indian economy, industries, and companies;