Manager- Treasury

Protium: The Company

We are a full-service FinTech startup working to re-engineer the credit business in India using Data Science and Technology:

• Our core approach involves the development of frictionless customer journeys through automation and digitization of workflows as well as enablement of automatic evidence-based decision-making through large-scale implementation of next-generation machine learning models across the entire lending value chain.
• We are extremely well-funded (largest Series A funding round of >1,000 INR crores in India) to achieve our aim of building a business that can rapidly serve the diverse funding / liquidity needs of salaried individuals, self-employed professionals, and small and medium sized enterprises.
• Pan India presence with 3000+ Employees across 100+ branches in 90 cities
• Leadership Team with 150+ years of experience with deep India and global exposure in Financial Services, Risk & Technology

Responsibilities

Fund raising for company to fulfill the business requirement on ongoing basis.

Preparing proposals, term sheets, Information Memorandum and compiler of other information required by banks, NBFCs, NHB, other financial intermediaries for fund raising under new/renewal/enhancement of limits.

Ensuring availability of funds for the dayto-day operations and ensuring meeting payment obligations for all funding requirements of internal and external commitments of the company

Treasury management & Liquidity - Review of Investment schedules and reconciliation, deployment of surplus funds in best available avenues (FD, MFs etc.) and managing the liquidity with optimization of cost.

Coordinating in the legal due diligence, documents execution, and security creation and complying with pre & post disbursement conditions. Dealing with potential objections/queries from the lenders.

Liasoning with Credit Rating Agencies for rating of the company, fresh rating and annual surveillance thereof and the associated data requirement.

Coordinating with Debenture Trustees, RTA, Depository Service providers, IPA and other financial intermediaries for fund raising associated with NCDs.

Preparing CMA/Projections, Due Diligence Reports, UFCE declaration, Book Debt/Receivable Statement, periodic financial statements, Cash Flow Statement, various MISs & corporate presentations as a part of pre & post disbursement requirement from lenders.

Monitoring the overall debt and optimization of Finance cost - Interest cost, Transaction charges and other borrowing costs.

Liasoning and coordinating with internal as well as external auditors/ASM for finance related issues, providing quarterly balance confirmation from banks, statements and other details required by auditors for quarterly audit purpose.

Preparing ALM presentations for ALCO review and ALM reports for reporting.