Branch Credit Manager

WERE HIRING | BRANCH SALES MANAGER & BRANCH CREDIT MANAGER

RamSetu is expanding across Karnataka, creating new opportunities for ambitious, driven professionals to grow with us.

RamSetu Financial Services Private Limited is built by experienced banking and financial services professionals with over 32+ years of leadership experience across banking, NBFCs, and lending businesses.

We are a Solution Providing Institution offering right financial solutions across affordable and prime segments, & connect underserved, underpenetrated and new-to-credit customers with the right solutions.

As we expand, we are looking for ambitious, driven professionals committed to win customers, exceed expectations, and unlock new milestones.

About the Role:

As a Branch Sales Manager, you will be responsible for leading the sales team and business development, drive team productivity, and take ownership of achieving business targets.

Key Responsibilities:

• Lead the branch sales team to achieve and exceed business targets while meeting individual sales targets.
• Maintain high standards of branch quality, portfolio quality, and process compliance.
• Drive branch productivity, profitability, and sustainable business growth.
• Ensure team accountability, target achievement, and execution excellence.
• Recruit, develop, and retain a high-performing sales team to drive productivity, profitability, and sustainable business growth.

As a Branch Credit Manager, you will drive credit appraisal and risk assessment, maintain credit quality, ensure prudent lending decisions, implement robust risk controls, and ensure strict adherence to credit policies.

Key Responsibilities:

• Drive robust credit appraisal and risk assessment of Home Loan and Loan Against Property (LAP) cases, ensuring sound and informed credit analysis.
• Conduct PDs (Personal Discussions) and maintain a TAT of 24 hours for each query and process completion
• Assess customer creditworthiness through detailed evaluation of income, CIBIL, banking, repayment capacity, financial stability, and property documentation.
• Ensure strict adherence to credit policies, risk parameters, and regulatory requirements while maintaining high portfolio quality.

Product Focus: Secured Affordable Loan Against Property (LAP) & Home Loans (HL)

Experience: 2-5 years preferably in Secured Affordable Home Loans and Loans Against Property.

Education: Any Graduate

Location: Tumkur, Sira, Davangere, Doddaballapura & Tiptur, Karnataka

At RamSetu, we are building a team of ambitious professionals who aim higher, embrace responsibility, and turn opportunities into results.

We invite interested candidates to apply here and also share their CVs at:

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Email Subject: Full Name // Job Application – Position Applying For // Location Applying for, Karnataka

We look forward to hearing from you!

Learn. Build. Grow.

Build a stronger career, unlock greater opportunities, and grow exponentially with RamSetu!