Head - NBFC - Banking/Financial Services

About the Role:

We are seeking a highly accomplished and visionary leader to head our Non-Banking Financial Company (NBFC). The role demands a seasoned professional with deep expertise in financial services, regulatory frameworks, lending products, and operational excellence. The Head - NBFC will be responsible for driving business growth involving both the lending and borrowing functions of the company, profitability, ensuring regulatory compliance, and building a high-performing team while upholding strong governance and risk management practices.

Key Responsibilities:

Strategic Leadership & Business Growth:

• Define and execute the strategic roadmap for the NBFC in alignment with the group vision.
• Drive innovation in financial products, borrowing, lending models, and customer acquisition.
• Develop and scale business lines such as retail lending, corporate loans, gold loans, loan against property or digital lending as per strategy.
• Establish partnerships with fintechs, banks, and other financial institutions to enhance offerings.

Regulatory & Compliance Oversight:

• Ensure full compliance with RBI, SEBI, and other statutory guidelines applicable to NBFCs.
• Act as the principal point of contact with regulators and auditors.
• Implement best-in-class governance and reporting structures.

Financial & Operational Management:

• Own the P&L responsibility of the NBFC and ensure profitability and sustainable growth.
• Build robust credit, risk management, and underwriting frameworks.
• Oversee treasury, ALM (Asset Liability Management), and funding strategies.
• Monitor operational efficiency, digitisation, and cost optimization.

People & Culture Leadership:

• Build, lead, and mentor a high-performing leadership team across risk, finance, sales, and operations.
• Foster a culture of accountability, innovation, and customer centricity.
• Champion diversity, inclusion, and employee engagement initiatives.

Key Requirements:

Education:

• CA / MBA / CFA or equivalent professional qualification in finance, business, or economics.

Experience:

• 10+ years of progressive experience in a NBFC.
• At least 3+ years in a senior role.
• Proven track record in scaling businesses (retail / corporate / digital).

Knowledge:

• In-depth understanding of RBI regulations, credit policies, and compliance requirements.
• Expertise in risk management, treasury, and financial structuring.
• Strong grasp of digital lending platforms and emerging fintech trends.

Leadership Skills:

• Exceptional strategic thinking, decision-making, and execution capabilities.
• Strong stakeholder management (regulators, investors, partners, and board).
• Inspirational leadership with the ability to drive change and transformation.