Finance Business Partner

About the Role

• This is a high-ownership role for a finance professional who wants to move beyond bookkeeping and into the
• engine room of business strategy. You will own the planning, forecasting, and analytical infrastructure that
• drives decisions across Sales, Procurement, Operations, and Technology - partnering directly with the CFO
• to translate numbers into actionable insight.
• You will be working in a fast-paced environment where your models and dashboards directly influence real
• capital allocation decisions - not just reviewed but acted upon.

Key Responsibilities

01 Annual Operating Plan (AOP)

• Own the end-to-end AOP process across all business ver7cals
• Work with Opera7ons, Sales, Marke7ng & Tech to build bo@om-up budgets
• Track actuals vs plan and publish monthly variance commentary with ac7onable insights
• Flag budget overruns early and recommend correc7ve levers to leadership

• Prepare monthly rolling cash forecasts and quarterly reforecasts
• Build scenario models — base, bull, and bear — for leadership and board reviews
• Provide investor-ready variance commentary with forward-looking views
• Stress-test financial plans against key business risks and macro variables

• Build dynamic models for vehicle inventory economics, recondi7oning cost, take-rate, and warranty liability
• Simulate the impact of pricing changes on Gross Merchandise Value (GMV) and net margin
• Evaluate ROI on new city/store expansions and technology investments
• Develop sensi7vity analyses to support strategic and capital alloca7on decisions

• Prepare board packs, investor dashboards, and weekly / monthly MIS
• Drive cohort-level analysis — city-wise EBITDA, channel profitability, vehicle contribu7on margin
• Publish performance scorecards for senior leadership with clear business narra7ve
• Automate recurring reports through ERP and BI tool integra7on

• Partner with Sales, Procurement, and Opera7ons to iden7fy cost arbitrage opportuni7es
• Provide financial perspec7ve to business decisions — hiring, capex, new ver7cals
• Translate financial data into business language for non-finance stakeholders
• Act as a trusted advisor to BU Heads on financial planning and target seUng

• Monitor Days Inventory Outstanding (DIO) and drive faster cycle 7mes
• Track burn rate, cash runway, and working capital efficiency on a weekly basis
• Support treasury and financing decisions with analy7cal inputs and projec7ons
• Iden7fy and flag working capital leakages across procurement, logis7cs, and collec7ons

Qualifications & Experience

• CA (1st or 2nd attempt) or MBA Finance from a reputed ins7tu7on
• Experience supporting investor reporting or fundraising processes
• 5 - 8 years of progressive finance experience
• Working knowledge of BI tools — Tableau, Power BI, or Metabase
• Minimum 3 years in a dedicated FP&A or business finance role
• Exposure to NBFC or vehicle financing economics
• Prior exposure to startup, auto, fintech, or e-commerce strongly preferred
• Strong financial modelling and Excel / Google Sheets exper7se
• Experience in a multi-City and multi-entity finance setup
• Proficiency in ERP systems (Zoho)

Core Competencies Leadership Competencies

• Financial modelling & scenario analysis
• Business partnering & stakeholder management
• AOP, forecasting & variance analysis
• Cross-functional influence
• Unit economics & contribution margin
• Comfort with ambiguity & speed
• MIS design & management reporting
• Strong communication & data storytelling
• Working capital & cash flow management
• Integrity & analytical rigor