EB Underwriter

EB Underwriter Insurance Sector

Position: EB Underwriter

Department: Employee Benefits (Group Health / Group Term Life / Group Personal Accident)

Location:

Industry: Insurance / Broking

Key Responsibilities:

• Evaluate and underwrite EB proposals, including Group Health, GTL, and GPA policies.
  
• Analyse risk profiles, claims history, demographics, and past performance to determine pricing and coverage terms.
  
• Prepare competitive quotes, proposals, and renewal terms in alignment with underwriting guidelines.
  
• Collaborate with sales, operations, and actuarial teams to ensure accurate and timely quote delivery.
  
• Review policy wordings, endorsements, and terms & conditions to ensure compliance.
  
• Support business development teams with technical underwriting inputs during client meetings.
  
• Work closely with insurance partners to negotiate rates, discounts, and underwriting approvals.
  
• Maintain underwriting MIS, track quote conversions, and support portfolio profitability.
  
• Ensure adherence to regulatory guidelines (IRDAI) and internal risk assessment standards.
  
• Provide support during renewal discussions, cross-selling, and portfolio improvement initiatives.
  

Required Skills & Qualifications:

• Graduate / Postgraduate in any discipline; Insurance certification (III/LOMA) preferred.
  
• 2–6 years of experience in EB underwriting (Group Health / GTL / GPA).
  
• Strong analytical skills with excellent knowledge of underwriting fundamentals and rating methods.
  
• Good understanding of claims analytics, risk assessment, and EB market trends.
  
• Proficient in MS Excel, MIS, and data interpretation.
  
• Strong communication and stakeholder management skills.
  

Key Competencies:

• Attention to detail
  
• Negotiation & coordination
  
• Decision-making
  
• Time management
  
• Customer-centric approach

Share your resume at susweta@salasarservices.com