Credit Officer

Company Description

Samvedna Microfinance Pvt. Ltd., headquartered in Noida, Uttar Pradesh, was incorporated in November 2024 to expand access to financial services for underserved communities across India. With a strong foundation of industry knowledge, robust governance, and technology-driven operations, Samvedna tailors financial products to promote entrepreneurship and improve livelihoods in rural, semi-urban, and urban markets. The companys customer-centric approach empowers women, fosters financial independence, and supports inclusive economic growth. Committed to regulatory excellence, ESG principles, and sustainable development, Samvedna creates lasting positive impacts in the communities it serves.

Role Description

This is a full-time on-site role for a Credit Officer located in Agra. The Credit Officer will be responsible for evaluating creditworthiness, conducting financial analysis, assessing credit risks, and preparing credit reports. The officer will also handle loan applications, communicate with clients, and provide recommendations on credit decisions. The role requires maintaining accurate records, ensuring compliance with company policies, and contributing to the financial health of the organization.

Qualifications

• Credit Management, Credit skills
• Analytical Skills, Finance knowledge
• Strong Communication skills
• Bachelors degree in Finance, Economics, or related field
• Experience in the microfinance or banking sector is a plus
• Proficiency in using financial software and tools
• Attention to detail and ability to work under pressure