Credit Analyst - Microfinance Lending

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
1-2 years
Ahmedabad
BFSI (Operations & Lending)
Hybrid
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: Analyze creditworthiness of microfinance loan applicants.

What you will do: Assess risk, review financial documents, and support lending decisions.

Key responsibility:

  • Analyze financial statements and credit reports of microfinance loan applicants.
  • Assess creditworthiness and risk levels.
  • Prepare credit reports and recommendations for loan approval or denial.
  • Collaborate with loan officers and other teams.
  • Maintain accurate records and documentation.
  • Stay updated on credit analysis best practices and regulatory changes.
  • Contribute to improving credit assessment processes and risk mitigation strategies.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or related field.
  • Strong analytical and financial skills.
  • Experience in credit analysis, particularly in microfinance, preferred.
  • Knowledge of credit scoring models and financial ratios.
  • Strong attention to detail and accuracy.
  • Excellent written and verbal communication skills.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for career growth within a dynamic company.
  • Medical and health benefits.
  • Paid time off.
  • Training opportunities for professional development.

A Day in the Life: You'll spend your day reviewing financial statements, analyzing credit information, preparing reports, and collaborating with loan officers and other stakeholders. Accuracy and attention to detail are vital in this role.

Skills

Credit AnalysisFinancial Statement AnalysisRisk AssessmentMicrofinanceCredit Reporting

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