Loan Underwriter

What role you will play in team: Assess the creditworthiness of loan applicants for micro housing finance products.

What you will do: Review applications, analyze financial data, and make lending decisions based on risk assessment.

Key responsibility:

• Review loan applications for completeness and accuracy.
• Analyze applicant's financial data (income, expenses, credit history).
• Assess the risk associated with each loan application.
• Determine loan eligibility and approve or deny applications.
• Maintain detailed records of underwriting decisions.
• Stay informed on regulatory changes in the lending industry.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• Strong analytical skills and attention to detail.
• Understanding of credit risk and underwriting principles.
• Excellent communication and interpersonal skills.
• Experience with loan origination software (preferred).

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for growth within a dynamic organization.
• Work-life balance.

A Day in the Life: Reviewing loan applications, analyzing financial data, making lending decisions, and communicating with applicants and internal teams.