Loan Underwriter

What role you will play in team: You will assess the creditworthiness of applicants for housing loans, ensuring responsible lending practices are followed.

What you will do: You will review applications, analyze financial documents, and make lending decisions based on risk assessment.

Key responsibility:

• Review loan applications and supporting documentation for completeness and accuracy.
• Analyze borrower's credit history, income, and assets to assess creditworthiness.
• Evaluate the risk associated with each loan application.
• Make independent lending decisions within established guidelines.
• Maintain accurate records of all underwriting activities.
• Adhere to all regulatory requirements and internal policies.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field.
• Strong understanding of credit risk assessment principles.
• Excellent analytical and problem-solving skills.
• Experience with loan underwriting (preferred).
• Proficiency in MS Office suite, particularly Excel.
• Strong attention to detail and accuracy.

Benefits Included:

• Competitive salary and benefits package.
• Opportunity for professional growth.
• Supportive work environment.
• Medical insurance.
• Paid holidays and sick leaves.

A Day in the Life: A typical day involves analyzing loan applications, conducting credit checks, assessing risks, and making informed lending decisions.