Senior Underwriter - General Insurance, Employee Benefit, RFQ

Position Summary

The Senior Underwriter will be responsible for evaluating and managing the underwriting process for general insurance and employee benefit products. This role necessitates a comprehensive understanding of risk assessment, policy issuance, and client servicing, allowing the organization to provide tailored insurance solutions aligned with client needs.

Principal Responsibilities

• Evaluate insurance applications to determine risks and assess coverage requirements.
• Develop and manage underwriting guidelines to ensure compliance with company standards.
• Issue insurance policies and process endorsements in accordance with established procedures.
• Respond efficiently to requests for quotes (RFQs) while ensuring accurate pricing and terms.
• Conduct quality control reviews (QCRs) to maintain high standards of underwriting practices.
• Collaborate with clients to identify their specific needs and offer customized insurance options.
• Maintain effective communication with internal teams and external stakeholders throughout the underwriting process.

Eligibility and Qualifications

• A minimum of 10 years of experience in general insurance and employee benefits is required, with a proven track record in underwriting.
• Comprehensive knowledge of underwriting principles, risk assessment, and insurance regulations.
• Experience with client servicing and maintaining long-term client relationships is essential.

Key Competencies

• Strong analytical skills with an emphasis on attention to detail.
• Excellent communication skills, both verbal and written, enabling effective interaction with clients and colleagues.
• Proficient in policy issuance processes, endorsements, and handling RFQs and QCRs.
• Ability to make informed decisions while working under pressure in a structured environment.