Branch Credit Manager

Qualifications

• Strong credit management capabilities, including Credit Management and Credit Risk Management skills.
• Solid foundation in Finance and Credit, with the ability to interpret financial statements and assess repayment capacity.
• Well-developed Analytical Skills for evaluating data, identifying trends, and making sound credit decisions.
• Bachelors degree in Finance, Commerce, Economics, Business Administration, or a related field; a postgraduate qualification or professional certification in credit or risk is an advantage.
• Experience in retail lending or housing finance, preferably in branch or credit roles with exposure to affordable housing segments.
• Knowledge of regulatory requirements, internal risk frameworks, and lending policies relevant to housing finance.
• Strong attention to detail, documentation accuracy, and ability to work effectively with cross-functional teams at the branch.
• Effective communication and interpersonal skills, with a customer-focused approach and high ethical standards.