Credit Manager

Role & responsibilities

• Monitor loan portfolios to ensure that PAR (Pertaining to Amount on Record) and NPA
• (Non- Performing Assets) levels remain within budgeted and company norms.
• Conduct detailed risk assessments and develop recovery strategies for the portfolio.
• Underwrite MSME loans (term loans, working capital loans) after thorough scrutiny of documents, CIBIL analysis, and KYC procedures.
• Perform detailed business analysis to approve or enhance loan limits, ensuring profitability and minimizing risk.
• Ensure strict adherence to the company's credit policies and processes.
• Maintain quality of the loan portfolio as per company standards and guidelines
• Communicate effectively with clients to gather information, explain credit decisions, and ensure customer satisfaction.
• Collaborate with cross-functional teams, including sales and operations, for a smooth credit approval process.
• Ensure that all activities related to credit, from application to disbursement, meet predefined turnaround times.
• Manage system-related work, including entries into

What We Offer:

• Competitive salary and benefits package.
• Opportunities for professional growth and development.
• A collaborative and supportive work environment.
• Chance to work with a leading financial services company in India.

How to Apply:

Interested candidates are invited to submit their resume and cover letter to nisha.bhati@sindhujamicrocredit.com with the subject line "Application for Credit Manager"

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