Credit Underwriter

What role you will play in team: Evaluate loan applications to assess the creditworthiness of borrowers.

What you will do: Analyze financial data, credit reports, and other relevant information to determine loan eligibility.

Key responsibility:

• Assess credit risk associated with loan applications.
• Analyze applicant financial statements and credit history.
• Make credit decisions based on established underwriting guidelines.
• Maintain accurate records of credit decisions and supporting documentation.
• Stay updated on credit risk management best practices and regulatory changes.
• Collaborate with lending officers to provide insights and recommendations.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or related field.
• 1-2 years of experience in credit underwriting.
• Knowledge of credit scoring models and underwriting guidelines.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Proficiency in Microsoft Office Suite.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for professional development.
• Positive and supportive work environment.
• Medical insurance
• Paid time off

A Day in the Life: Reviewing loan applications, analyzing financial data, and making credit decisions.