Loan Underwriter

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
3-5 years
Hyderabad
BFSI (Operations & Lending)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will assess the creditworthiness of loan applicants and make recommendations on loan approval or denial.

What you will do: You will review applications, verify information, and evaluate risk to ensure responsible lending.

Key responsibility:

  • Review loan applications and supporting documentation.
  • Assess the creditworthiness of loan applicants.
  • Verify information provided by applicants.
  • Evaluate the risk associated with each loan application.
  • Make recommendations on loan approval or denial.
  • Maintain accurate records of all loan applications and decisions.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or a related field.
  • 3-5 years of experience in loan underwriting or a related field.
  • Strong analytical and problem-solving skills.
  • Knowledge of credit risk assessment and underwriting guidelines.
  • Excellent communication and interpersonal skills.
  • Proficiency in Microsoft Office Suite.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunity for professional development and career advancement.
  • A challenging and rewarding work environment.
  • Medical insurance.
  • Paid time off.

A Day in the Life: Your day will be spent reviewing loan applications, analyzing financial data, and making informed decisions.

Skills

Loan UnderwritingCredit Risk AssessmentFinancial AnalysisRisk ManagementDecision Making

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