Loan Underwriter

Department Icon BFSI (Operations & Lending)
Posted: 1 year ago
1-2 years
Noida
BFSI (Operations & Lending)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be part of a team evaluating loan applications and ensuring the creditworthiness of borrowers.

What you will do: You’ll assess risk, verify information, and make recommendations on loan approvals.

Key responsibility:

  • Review loan applications for completeness and accuracy.
  • Analyze borrower's credit history and financial statements.
  • Assess risk associated with each loan application.
  • Make recommendations on loan approval or denial.
  • Maintain accurate records of loan applications and decisions.
  • Comply with regulatory guidelines and internal policies.

Required Qualification and Skills:

  • Bachelor's degree in finance or related field.
  • Strong understanding of credit analysis principles.
  • Excellent analytical and problem-solving skills.
  • Attention to detail and accuracy.
  • Effective communication and interpersonal skills.
  • Proficiency in MS Office Suite.

Benefits Included:

  • Competitive salary and benefits.
  • Opportunities for professional growth.
  • Collaborative work environment.
  • Paid time off and holidays.
  • Medical benefits.

A Day in the Life: Your day consists of reviewing loan applications, analyzing financial data, making lending decisions, and documenting all actions taken. You play a key role in assessing risk and ensuring sound lending practices.

Skills

Credit AnalysisRisk AssessmentLoan UnderwritingFinancial Statement AnalysisRegulatory Compliance

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About Company

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