Loan Underwriter - Retail Lending

What role you will play in team: Assess the creditworthiness of retail loan applicants and make sound lending decisions.

What you will do: Analyze financial information, verify information, and make recommendations on loan approvals or rejections.

Key responsibility:

• Analyze credit applications for retail loans.
• Verify applicant information and documentation.
• Assess credit risk and determine loan eligibility.
• Make lending decisions based on risk assessment and bank policies.
• Maintain accurate records of underwriting decisions.
• Communicate effectively with applicants and loan officers.

Required Qualification and Skills:

• Bachelor's degree in finance, economics, or a related field.
• Strong understanding of credit analysis principles and risk management.
• Experience in retail lending underwriting is preferred.
• Excellent analytical and decision-making skills.
• Excellent communication and interpersonal skills.
• Proficiency in MS Office Suite.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for professional development.
• Work-life balance.
• Health insurance.
• Paid time off.

A Day in the Life: You'll assess and analyze credit applications, verify applicant information, and make decisions on retail loan approvals while upholding ethical lending practices.