Loan Underwriting Specialist

What role you will play in team: You’ll be a key member of the underwriting team, assessing the creditworthiness of loan applicants and making informed lending decisions. Your work directly impacts the company's risk profile.

What you will do: You will analyze financial data, verify information, assess risk, and make recommendations on loan applications.

Key responsibility:

• Analyze financial statements, credit reports, and other relevant documents to assess the creditworthiness of applicants.
• Verify the accuracy of applicant information.
• Assess the risk associated with each loan application.
• Make informed decisions on loan approvals and denials.
• Maintain accurate records and documentation of all underwriting activities.
• Comply with all relevant regulations and internal policies.
• Collaborate with other teams (sales, operations) to streamline the loan process.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in loan underwriting or a similar role.
• Strong analytical and critical thinking skills.
• Knowledge of credit scoring models and risk assessment techniques.
• Excellent attention to detail and accuracy.
• Proficiency in MS Office Suite.

Benefits Included:

• Competitive salary and benefits.
• Opportunities for career growth and development.
• A challenging and rewarding work environment.
• Comprehensive training program on Loan Underwriting
• Performance based incentives

A Day in the Life: Your day will involve reviewing loan applications, analyzing financial data, assessing risk, making lending decisions, and documenting your work. You’ll be working in a fast-paced environment that demands accuracy and efficiency.