Business Loan Sales Executive - LAP, Working Capital, Retail Assets Sales

Position Summary

The Business Loan Sales Executive operates within the sales division and is responsible for driving business loan transactions, including working capital solutions and retail asset sales. This position plays a critical role in facilitating financial solutions for clients, thereby contributing to their business growth.

Principal Responsibilities

• Identify potential clients who require business loans and working capital solutions.
• Conduct comprehensive evaluations of clients' financial situations to recommend suitable loan products.
• Establish and nurture relationships with clients to promote customer loyalty and generate referrals.
• Collaborate with internal departments to optimize the loan application process, ensuring efficient approvals.
• Remain informed about market dynamics and competitive offerings to enhance product positioning strategies.
• Achieve predetermined sales targets while ensuring a high standard of customer satisfaction throughout the process.

Eligibility and Qualifications

• A minimum of 1 year of experience in sales related to business loans, Loan Against Property (LAP), or working capital finance is required.
• A thorough understanding of business loan products and retail asset financing is essential.
• Proficient communication and interpersonal skills are necessary for client engagement and relationship management.
• Experience in analyzing financial data to formulate customized solutions is preferred.

Key Competencies

• Strong knowledge of business loans, LAP, and working capital financing practices.
• Proven track record in sales within the retail assets or financial products sector is an advantage.
• Self-driven with a commitment to achieving results in a competitive sales landscape.