Walk-in || Bank Statement Analyst

Job Title : Bank Statement Analyst

Location : Trichy

Employment Type: Full-time

About the Role

We are looking for a detail-oriented Bank Statement Analyst to review, analyze, and interpret bank statements for accuracy, risk assessment, income verification, and decision-making support. You will play a critical role in evaluating financial health, detecting anomalies, and ensuring compliance with internal policies and regulatory standards.

Key Responsibilities

• Review and analyze personal and business bank statements (PDF, scanned, or digital formats) for completeness, authenticity, and consistency.
• Extract, categorize, and summarize key financial data including deposits, withdrawals, balances, recurring transactions, and cash flow patterns.
• Verify income, assess affordability, and identify potential red flags such as unusual activity, NSF fees, large unexplained deposits/withdrawals, or signs of fraud.
• Cross-check statement data against application information, credit reports, or other supporting documents.
• Prepare clear, structured analysis reports and summaries for underwriters, credit teams, or decision-makers.
• Flag discrepancies, potential risks, or compliance issues and escalate as required.
• Maintain accurate records and ensure data confidentiality in line with privacy and regulatory requirements (e.g., data protection laws).
• Meet productivity and quality targets while handling high volumes of statements efficiently.
• Stay updated on common fraud patterns, banking trends, and internal process improvements.
• Collaborate with underwriting, risk, compliance, and operations teams to support seamless workflow.

Required Qualifications & Skills

• Bachelors degree in Finance, Accounting, Commerce, Business Administration, or a related field (or equivalent practical experience).
• 0-2 years of experience in bank statement analysis, financial analysis, credit operations, underwriting support, or a similar role (experience in lending, fintech, banking, or NBFC preferred).
• Strong attention to detail and analytical skills with the ability to interpret complex financial data accurately.
• Proficiency in Microsoft Excel (including formulas, pivot tables, and data organization) and comfort working with PDF tools or statement analysis software.
• Good understanding of banking products, transaction types, and basic accounting principles.
• Excellent written and verbal communication skills for clear reporting and escalation.
• High integrity and commitment to confidentiality and data security.
• Ability to work under pressure, manage deadlines, and maintain accuracy in high-volume environments.

Preferred Qualifications

• Experience with automated bank statement analysis tools or OCR software.
• Knowledge of fraud detection techniques and common red flags in financial documents.
• Familiarity with lending processes (personal loans, business loans, mortgages, or credit underwriting).
• Exposure to regulatory or compliance frameworks relevant to financial services.

Note Canditate from TRICHY district

INTERESTED CANDITATES CAN CALL ME

SYLVESTER (ITOps Manager) - 9344528669