Principal Product Manager - FinTech

Description:

The core responsibilities for the job include the following:

Product Strategy and Vision:

- Define and own the product vision, strategy, and roadmap for assigned product areas within the global payments ecosystem.

- Align product initiatives with business objectives and regulatory requirements.

Product Development Lifecycle:

- Lead the end-to-end product development lifecyclefrom ideation and requirement gathering to launch and post-launch optimization.

- Work closely with engineering, design, and marketing teams in an Agile environment to deliver high-quality products.

Compliance and Risk Management:

- Drive the development and enhancement of platforms related to AML compliance, sanction screening, and transaction monitoring.

- Ensure compliance with financial regulations and card scheme requirements (Visa, Mastercard, etc.

Cross-Functional Collaboration:

- Act as a key liaison between technical teams and business stakeholders.

- Collaborate with Risk and Operations, Customer Support, Legal, and Technology teams to ensure alignment on product goals and execution.

Performance Monitoring and Optimization:

- Define and track KPIs such as transaction success rates, decline rates, and chargebacks.

- Analyze data and customer feedback to continuously improve product performance and user experience.

Innovation and Problem Solving:

- Identify opportunities to build and scale new products or features from scratch.

- Solve complex challenges related to cross-border payments, global payment acceptance, and transaction flows.

Requirements:

- Minimum of 4+ years of proven experience in product management, preferably in FinTech, payments, or financial services.

- Strong understanding of payment workflows, including authorization, capture, settlement, refunds, and chargebacks.

- Experience working with APIs, webhooks, and payment gateways.

- Solid knowledge of regulatory frameworks related to cross-border payments and financial compliance.

- Strong analytical and problem-solving skills with a data-driven mindset.

- Excellent communication, negotiation, and stakeholder management abilities.

- Ability to translate complex technical concepts into clear business requirements.

- Bachelor's degree in Business, Finance, Technology, or a related field.

- An MBA or equivalent postgraduate qualification is preferred