Credit Analyst

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be a key member of our credit risk team, analyzing financial data and assessing creditworthiness of borrowers.

What you will do: You'll prepare credit reports, analyze financial statements, and work closely with lenders to make informed credit decisions.

Key responsibility:

  • Analyze financial statements and credit reports to assess credit risk.
  • Prepare credit risk assessments and recommendations.
  • Monitor borrower performance and identify potential credit issues.
  • Maintain accurate records and documentation.
  • Collaborate with lenders and other stakeholders.
  • Develop and maintain strong working relationships with internal and external clients.
  • Contribute to the development and improvement of credit risk management policies and procedures.

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or a related field.
  • 0-1 years of experience in credit analysis or a related field.
  • Strong analytical and problem-solving skills.
  • Proficiency in Microsoft Excel and financial modeling.
  • Excellent communication and interpersonal skills.
  • Strong understanding of credit risk principles.

Benefits Included:

  • Competitive salary and benefits package.
  • Opportunities for professional development and advancement.
  • Collaborative and supportive work environment.
  • Health insurance.
  • Paid time off.

A Day in the Life: A typical day involves reviewing financial statements, preparing credit reports, and collaborating with lenders. You will also participate in team meetings and contribute to the development of credit risk management policies.

Skills

Credit AnalysisFinancial Statement AnalysisRisk AssessmentMicrosoft ExcelFinancial Modeling

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