Credit Analyst Trainee

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
0-1 years
Mumbai
BFSI (Credit & Risk)
Work From Office
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Posted over 15 days ago, so the role may have closed. Confirm on the employer's page when you apply, or see similar jobs.

Job Description

What role you will play in team: You will be a part of a dynamic team responsible for assessing and managing credit risk within the bank. You will learn from senior analysts and contribute to vital credit decisions.

What you will do: You will assist in analyzing financial statements, evaluating creditworthiness, and preparing credit reports. You will gain practical experience in various credit risk management techniques.

Key responsibility:

  • Analyze financial statements of borrowers to assess creditworthiness
  • Prepare credit reports and presentations for credit committee review
  • Maintain updated credit risk databases and reports
  • Assist in developing and implementing credit risk management policies
  • Collaborate with other departments to ensure smooth credit processes
  • Identify and mitigate potential credit risks

Required Qualification and Skills:

  • Bachelor's degree in Finance, Accounting, or related field
  • Strong analytical and problem-solving skills
  • Excellent communication and interpersonal skills
  • Proficiency in Microsoft Excel
  • Basic understanding of credit risk management principles

Benefits Included:

  • Competitive salary and benefits package
  • Opportunities for professional development and career advancement
  • Supportive and collaborative work environment
  • Comprehensive training program

A Day in the Life: A typical day involves analyzing financial statements, preparing reports, attending team meetings, and collaborating with colleagues on credit risk assessments. The work requires attention to detail, accuracy, and a proactive approach to risk management.

Skills

Financial Statement AnalysisCredit Risk AssessmentCredit ReportingMicrosoft ExcelCommunication

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