Credit Risk Analyst

What role you will play in team: You will be a key member of our credit risk team, contributing to the assessment and monitoring of credit risk across a diverse portfolio of clients.

What you will do: You will analyze financial data, develop reports, and assist in implementing credit risk management policies. Your contributions will directly support the bank’s lending decisions.

Key responsibility:

• Conducting detailed financial statement analysis to evaluate creditworthiness.
• Developing and maintaining credit risk models and scoring systems.
• Preparing regular reports on credit risk for senior management.
• Assisting in the implementation of credit risk policies and procedures.
• Monitoring the performance of the credit portfolio.
• Collaborating with other departments to effectively manage credit risk.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• 0-1 years of experience in credit risk or a related field.
• Strong analytical skills and attention to detail.
• Proficiency in Microsoft Excel and other data analysis tools.
• Excellent written and verbal communication skills.
• Knowledge of banking regulations is a plus.

Benefits Included:

• Competitive salary and comprehensive benefits package.
• Excellent career growth opportunities within a dynamic organization.
• Mentorship and training programs.
• Health insurance
• Paid time off

A Day in the Life: A day might involve analyzing financial statements, updating credit risk models, preparing reports, and interacting with colleagues across different departments.