Credit Risk Associate - Fintech

What role you will play in team: You will be a key member of the credit risk team specializing in the Fintech sector, assessing and managing the risks associated with lending to Fintech companies.

What you will do: You'll conduct detailed financial analysis, industry research, and risk assessments for Fintech loan applications. You will contribute to the development of credit risk policies and procedures specific to the Fintech industry.

Key responsibility:

• Conduct in-depth financial analysis and due diligence on Fintech loan applications.
• Assess the creditworthiness of Fintech companies, considering their business models, revenue streams, and financial performance.
• Develop and maintain credit risk models and scorecards specifically for the Fintech sector.
• Monitor the performance of Fintech loan portfolios and identify potential risks.
• Prepare reports and presentations summarizing credit risk findings for senior management.
• Collaborate with other departments, such as underwriting and portfolio management, to manage risk effectively.
• Stay updated on industry trends, regulatory changes, and emerging technologies within the Fintech space.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 1-2 years of experience in credit risk, preferably with exposure to the Fintech industry.
• Strong understanding of financial statements and analysis techniques.
• Proficiency in Microsoft Excel and financial modeling software.
• Excellent analytical, communication, and presentation skills.
• Understanding of Fintech business models and technologies.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Exposure to a dynamic and innovative industry.
• Work on high-impact projects within a collaborative team.

A Day in the Life: A day will involve analyzing financial data, researching Fintech companies, conducting risk assessments, and collaborating with colleagues to develop risk mitigation strategies. You will be working with cutting-edge financial technologies.