Credit Risk Associate - Mid-Market Lending

What role you will play in team: You'll be a key contributor to our Mid-Market Lending team, evaluating credit risk for medium-sized businesses. Your assessment will directly impact lending decisions.

What you will do: You'll analyze financial statements, industry trends, and market conditions to assess creditworthiness and develop credit proposals.

Key responsibility:

• Conducting in-depth financial analysis of mid-market companies.
• Developing and presenting credit proposals to senior management.
• Monitoring existing loan portfolios and identifying potential risks.
• Maintaining up-to-date knowledge of credit risk regulations and industry best practices.
• Collaborating with relationship managers and other stakeholders.

Required Qualification and Skills:

• Master's degree in finance or related field preferred.
• 2-4 years of experience in credit risk analysis.
• Strong understanding of financial statement analysis, credit scoring, and risk assessment.
• Excellent communication, presentation, and analytical skills.
• Experience with industry-standard credit risk software is a plus.

Benefits Included:

• Competitive salary and benefits package.
• Professional development opportunities and mentorship.
• A dynamic and collaborative work environment.
• Opportunities for international travel (occasionally).

A Day in the Life: A typical day involves financial statement analysis, credit report reviews, communication with relationship managers, and participation in team discussions regarding lending strategies.