Credit Risk Associate - Retail Lending

What role you will play in team:Support the credit risk team in assessing and managing credit risk for retail loan applications.

What you will do:You'll assist in analyzing financial statements, credit reports, and other data to evaluate the creditworthiness of retail borrowers.

Key responsibility:

• Assist in analyzing financial statements, credit reports, and other relevant data to assess credit risk for retail loan applications.
• Support the development and maintenance of credit risk models and scoring systems for retail lending.
• Monitor the performance of retail loan portfolios and identify potential problem loans.
• Prepare reports and presentations on credit risk topics related to retail lending.
• Collaborate with other teams, including loan origination and collections, to manage credit risk effectively.
• Maintain up-to-date knowledge of regulatory requirements and internal policies related to credit risk management.
• Assist in implementing new credit risk management strategies.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, economics, or a related field.
• 0-1 year of experience in credit risk or a related field.
• Strong analytical and problem-solving skills.
• Proficiency in Microsoft Excel and other data analysis tools.
• Understanding of credit risk management principles and practices.
• Excellent communication and interpersonal skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and advancement.
• Supportive and collaborative work environment.
• Comprehensive medical insurance.
• Paid time off.

A Day in the Life:A typical day involves assisting senior analysts in evaluating retail loan applications, analyzing data, and preparing reports.