Credit Risk Officer

What role you will play in team: Lead the credit risk assessment for various loan applications and contribute to strategic risk management.

What you will do: Oversee credit risk analysis, develop mitigation strategies and ensure compliance with regulations.

Key responsibility:

• Oversee the credit risk assessment process for various loan applications.
• Develop and implement credit risk management strategies.
• Ensure compliance with all relevant regulatory requirements.
• Monitor credit portfolio performance and identify areas for improvement.
• Collaborate with other departments to mitigate credit risks.
• Provide guidance and training to junior credit risk analysts.

Required Qualification and Skills:

• Master's degree in Finance, Economics, or related field.
• 5+ years experience in credit risk management within the BFSI sector.
• Strong understanding of credit risk principles, methodologies, and regulatory requirements.
• Excellent communication, analytical, and problem-solving skills.
• Experience in leading and mentoring a team.
• Proficiency in financial modeling and data analysis techniques.

Benefits Included:

• Competitive salary and comprehensive benefits package.
• Opportunities for professional development and career advancement.
• A dynamic and challenging work environment.
• Health insurance, retirement plan, paid time off, and other benefits.
• Collaborative team environment with opportunities to make a significant impact.

A Day in the Life: A day includes strategic planning, risk assessments, regulatory compliance checks, team meetings and mentoring junior employees.