Credit Risk Officer - Portfolio Monitoring

What role you will play in team: You will play a key role in monitoring the credit risk portfolio, identifying and assessing potential risks, and recommending mitigation strategies.

What you will do: You will analyze portfolio performance data, identify emerging trends and risks, and work closely with the lending team to implement appropriate risk management strategies.

Key responsibility:

• Monitor the performance of the credit risk portfolio using various analytical techniques.
• Identify emerging risks and trends within the portfolio.
• Develop and implement risk mitigation strategies.
• Prepare reports and presentations for senior management summarizing portfolio performance and risk exposures.
• Collaborate with other teams within the bank to ensure effective risk management practices.
• Stay abreast of industry trends and regulatory changes related to credit risk management.

Required Qualification and Skills:

• Bachelor's degree in Finance, Economics, or a related field.
• 3-5 years of experience in credit risk management or portfolio monitoring.
• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Proficiency in financial modeling and data analysis tools.
• Strong understanding of credit risk concepts and methodologies.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Dynamic and collaborative work environment.
• Comprehensive health insurance coverage.
• Paid time off and other employee benefits.

A Day in the Life: Your day will involve analyzing data, identifying trends, creating reports, communicating with stakeholders, and collaborating with the team to develop effective risk mitigation strategies.