Credit Risk Specialist

Department Icon BFSI (Credit & Risk)
Posted: 1 year ago
1-2 years
Pune
BFSI (Credit & Risk)
Work From Home
Full Time
Upto ₹0 - ₹0

Posted: 1 year ago
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Job Description

What role you will play in team: You will be responsible for conducting credit risk assessments for various products and customers.

What you will do: You will analyze financial data and business plans to determine the creditworthiness of applicants.

Key responsibility:

  • Conduct in-depth credit analysis of loan applications and existing clients.
  • Prepare detailed credit reports and presentations for approval committees.
  • Develop and update credit risk models and scoring systems.
  • Monitor loan performance and identify potential areas of risk.
  • Collaborate with other departments to mitigate credit risks.
  • Maintain accurate records and documentation of credit analysis and assessments.

Required Qualification and Skills:

  • Bachelor's degree in finance, economics, or related field.
  • 1-2 years of experience in credit risk or financial analysis.
  • Strong analytical and problem-solving abilities.
  • Proficiency in financial modeling software (e.g., Excel, Bloomberg).
  • Excellent written and verbal communication skills.

Benefits Included:

  • Competitive salary and benefits.
  • Professional development opportunities.
  • Positive and collaborative work environment.
  • Health Insurance.
  • Paid Time Off.

A Day in the Life: A typical day might include reviewing financial statements, building financial models, presenting findings to stakeholders, and participating in team discussions about credit risk management.

Skills

Credit Risk AnalysisFinancial ModelingCredit ReportingRisk ManagementFinancial Statement Analysis

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