Credit Risk Underwriter Trainee

What role you will play in team: You will be part of a dynamic team assessing creditworthiness of clients, contributing to the bank's lending decisions and portfolio health. You will learn the fundamentals of credit risk management and gain practical experience.

What you will do: You'll analyze financial statements, credit reports, and other relevant data to assess risk. You will assist senior underwriters in the evaluation process and prepare comprehensive credit reports.

Key responsibility:

• Analyze financial statements of borrowers.
• Assess credit risk using various models and techniques.
• Prepare credit reports and recommendations.
• Maintain up-to-date knowledge of credit risk policies and procedures.
• Collaborate with other departments to ensure smooth lending operations.
• Support senior underwriters in portfolio monitoring.
• Assist in developing and updating credit risk models.
• Adhere to regulatory compliance requirements.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, Economics, or related field.
• Excellent analytical and problem-solving skills.
• Strong understanding of financial statements.
• Proficiency in Microsoft Office Suite, particularly Excel.
• Excellent communication and interpersonal skills.
• Strong attention to detail and accuracy.
• Familiarity with credit risk management concepts (preferred).

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Supportive and collaborative work environment.
• Comprehensive training program.
• Health insurance.
• Paid time off.

A Day in the Life: A typical day involves analyzing financial data, preparing credit reports, collaborating with team members, and attending training sessions to enhance credit risk management skills.