Credit Underwriter

What role you will play in team: You will be an integral part of a team responsible for evaluating and approving loan applications, ensuring alignment with the bank's risk appetite.

What you will do: You will analyze financial statements, credit reports, and other relevant information to assess the creditworthiness of loan applicants. You will make credit decisions based on your assessment, within established guidelines.

Key responsibility:

• Analyze financial statements, credit reports, and other relevant documentation to assess borrower creditworthiness.
• Assess the risk associated with individual loan applications.
• Make credit decisions within established guidelines and risk parameters.
• Maintain accurate and up-to-date records of loan applications and decisions.
• Communicate effectively with loan applicants and internal stakeholders.
• Stay informed about changes in lending regulations and compliance requirements.
• Contribute to the development and improvement of credit underwriting processes.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field.
• 0-1 year of experience in credit underwriting or a related role (Entry-level positions considered).
• Understanding of financial statement analysis and credit risk assessment.
• Strong analytical and problem-solving skills.
• Excellent communication and interpersonal skills.
• Attention to detail and accuracy.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and career advancement.
• Positive and collaborative work environment.
• Comprehensive health insurance.
• Paid time off and holidays.

A Day in the Life: A day might involve reviewing loan applications, analyzing financial statements, conducting credit checks, communicating with borrowers, and documenting credit decisions.