Credit Underwriter

What role you will play in team: Evaluate loan applications, assessing creditworthiness and risk to make lending decisions.

What you will do: Conduct thorough reviews of borrower financial information, market analysis and competitive landscape to determine credit risk.

Key responsibility:

• Analyze financial statements, credit reports, and other relevant data.
• Assess credit risk and make lending decisions based on established criteria.
• Prepare credit reports and recommendations for loan applications.
• Maintain accurate records and documentation of credit underwriting activities.
• Collaborate with other departments to ensure a smooth lending process.
• Stay informed on industry trends and regulatory changes.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or related field.
• 1-2 years of experience in credit underwriting (preferred).
• Strong understanding of credit analysis principles and techniques.
• Excellent analytical and decision-making skills.
• Knowledge of relevant regulations and compliance requirements.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for career advancement within a growing financial institution.
• Supportive and collaborative team environment.
• Comprehensive health insurance, paid time off, and other employee benefits.

A Day in the Life: Your day involves reviewing loan applications, analyzing financial data, preparing credit reports, and collaborating with other team members to make lending decisions.