Credit Underwriter

What role you will play in team: You will be responsible for evaluating the creditworthiness of loan applicants and making lending decisions within established guidelines.

What you will do: Review loan applications, analyze financial statements, assess risk, and make recommendations regarding loan approval.

Key responsibility:

• Review loan applications and supporting documentation.
• Analyze financial statements and credit reports to assess credit risk.
• Conduct thorough credit underwriting, including evaluating collateral and cash flow.
• Make informed lending decisions within established guidelines.
• Maintain accurate records and documentation of credit decisions.
• Collaborate with loan officers and other stakeholders to ensure efficient processing of loan applications.

Required Qualification and Skills:

• Bachelor's degree in Finance, Accounting, or a related field.
• 2-4 years of experience in credit underwriting or a related field.
• Strong understanding of credit risk principles and practices.
• Excellent analytical and problem-solving skills.
• Proficiency in Microsoft Excel and financial analysis software.
• Excellent communication and interpersonal skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and advancement.
• Supportive and collaborative work environment.
• Comprehensive health insurance.
• Performance-based bonuses.

A Day in the Life: Your day will be filled with analyzing financial data, reviewing loan applications, making lending decisions, and collaborating with colleagues.