Credit Underwriter - Secured Lending

What role you will play in team: Evaluate loan applications for secured lending products, ensuring adherence to credit policies and risk appetite.

What you will do: Analyze financial statements, collateral valuations, and other relevant data to make informed lending decisions.

Key responsibility:

• Review and analyze loan applications for secured lending products.
• Assess the creditworthiness of borrowers and the value of collateral.
• Prepare credit reports and recommendations for loan approvals.
• Maintain accurate and up-to-date records of loan applications and decisions.
• Ensure compliance with all relevant regulations and guidelines.
• Collaborate with other departments to streamline loan processing.
• Identify and mitigate potential credit risks.

Required Qualification and Skills:

• Bachelor's degree in finance, accounting, or a related field.
• 2-4 years of experience in credit underwriting or a related field.
• Strong analytical and problem-solving skills.
• Experience with secured lending products.
• Knowledge of credit risk assessment methodologies.
• Excellent communication and interpersonal skills.

Benefits Included:

• Competitive salary and benefits package.
• Opportunities for professional development and growth.
• A dynamic and collaborative work environment.
• Medical insurance.
• Paid vacation.
• Performance-based bonuses.

A Day in the Life: Analyzing loan applications, evaluating collateral, preparing credit reports, and collaborating with colleagues.